Page 81 - QFCRA Annual Report 2014
P. 81
interest margin
40%
35%
30%
PERCENT 25%
20%
15%
10%
05%
00% January February March April May June July August September October November
2014
December NIM Interest Yield
2013
Interest Cost
Net interest margin has decreasing trend towards the uneven accrual of both interest
averaged 1.5%, but reflects end of the period under review. income and interest expense.
some volatility with an Volatility seems to stem from
accentuated short-term intra-group transfer pricing and
Sectoral distribution of gross exposures 2014 MARCH
2014 SEPTEMBER
5.5% 17.8%
6.6% 15.3%
8.8% 42.1% 5.4% 36.4%
7.5%
7.2%
8.9%
12.8%
9.9%
15.8%
Financials Consumer Goods Financials Consumer Goods
Real Estate Real Estate
Oil and Gas Other Oil and Gas Other
Transport, Storage Transport, Storage
and Logistics and Logistics
Construction Construction
ANNUAL REPORT 2014 81
40%
35%
30%
PERCENT 25%
20%
15%
10%
05%
00% January February March April May June July August September October November
2014
December NIM Interest Yield
2013
Interest Cost
Net interest margin has decreasing trend towards the uneven accrual of both interest
averaged 1.5%, but reflects end of the period under review. income and interest expense.
some volatility with an Volatility seems to stem from
accentuated short-term intra-group transfer pricing and
Sectoral distribution of gross exposures 2014 MARCH
2014 SEPTEMBER
5.5% 17.8%
6.6% 15.3%
8.8% 42.1% 5.4% 36.4%
7.5%
7.2%
8.9%
12.8%
9.9%
15.8%
Financials Consumer Goods Financials Consumer Goods
Real Estate Real Estate
Oil and Gas Other Oil and Gas Other
Transport, Storage Transport, Storage
and Logistics and Logistics
Construction Construction
ANNUAL REPORT 2014 81
