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39 ANNUAL REPORT 2019 SUPERVISION AND AUTHORISATION
2. Composition of gross loans and advances
QAR Millions
DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2017 2018 2019
Term loans Bills & BAs Lease and installment debtors Overdrafts Commercial mortgages Other loans Residential mortgages
Loans and advances mainly comprised three product types, namely term loans, trade bills, and lease and
installment debtors. Loans and advances registered a significant annual increase of 40.4% as at December
2019 (as opposed to 19% drop for 2018), and was attributable mainly to an increase in term loans of 49.8%.